Ever since demonetization in our country, everyone has started using UPI Payment Apps, however, after the arrival of Mobile Payment Apps, there is no need to worry even if you do not have money in your pocket.
Now with the help of the UPI Payment app, you can pay any shopkeeper and also transfer money to anyone’s bank through his UPI ID. But due to lack of information about it, most of the people are still not able to use it.
Online payment apps have changed the way we recharge our mobiles and pay bills. Also now it has become a great way to send money.
There are a lot of payment applications on Play Store, but I am going to tell you below the list of which is the best among the Best UPI Payment Apps.
Top 7 Best UPI Payment Apps in India
After the launch of NPCI’s UPI payment platform, almost all Indian banks introduced their UPI-based payment app, integrating the BHIM-UPI platform.
Not only Indian banks, but many other third-party companies have also created their own UPI payment apps using UPI API and partnering with any Indian bank. As of July 2019, 143 banks have already joined the UPI Payment App platform.
1. BHIM
BHIM (Bharat Interface for Money) is a mobile payments app developed by the National Payments Corporation of India (NPCI) based on the Unified Payments Interface (UPI).
B. R. Named after Ambedkar and launched on 30 December 2016, it aims to facilitate e-payments directly through banks and drive towards cashless transactions as part of the 2016 Indian banknote demonetization.
The app supports all Indian banks that use UPI, which is built on the Immediate Payment Service (IMPS) infrastructure and allows the user to instantly transfer money between the bank accounts of any two parties. It can be used on all mobile devices.
2. PhonePe
PhonePe is an Indian e-commerce payment system and digital wallet company, headquartered in Bangalore, India. It was founded in December 2015 by Sameer Nigam, Rahul Chari, and Burzin Engineer.
The PhonePe app went live in August 2016 and is the first payments app built on the Unified Payments Interface, the PhonePe app is available in over 11 Indian languages.
One can send and receive money, pay for DTH, mobile recharge, data card, gas cylinder booking, etc., as well as buy gold online and offline.
Apart from this, PhonePe also allows users to book Ola rides, pay for redBus tickets, order food on FreshMenu, ERF, and Fitbit and avail of Goibibo flight and hotel services through microapps on its platform.
3. Google Pay
Google Pay is a digital wallet platform and online payment system developed by Google to power in-app and tap-to-pay purchases on mobile devices, allowing users to make payments using an Android phone, tablet, or watch. Can.
3. Paytm
Paytm is a Best UPI Payment App and Digital Wallet Company, based out of Noida, India. It is available in 11 Indian languages and offers online use cases like mobile recharge, utility bill payments, travel, movies and events booking at grocery stores, fruit and vegetable shops, restaurants, parking, tolls, etc.
5. Amazon Pay
Amazon is the best online shopping app, but recently it has added a facility like online UPI payment.
With the help of this, we will get to use mobile recharge, bill payment, fastag recharge, Google Play recharge, metro recharge as well as credit card bill pay and many other facilities in a single app.
Along with this, you will also get a cashback reward on bill payment, recharge, money transfer or payment by scanning.
6. Mobikwik
MobiKwik is an Indian company founded in 2009 that provides a mobile phone-based payment process and digital wallet, where one adds money to an online wallet, which can be used for payments.
In 2013 the Reserve Bank of India authorised the company for the use of the MobiKwik wallet, and in May 2016 the company began providing small loans to consumers as part of its service.
The company launched its MobiKwik Lite mobile app in November 2016, designed for users of older 2G mobile networks and those in areas with poor internet connectivity.
In November 2016, the company reported having 1.5 million merchants using its service and a user base of 55 million customers.
7. Freecharge
Freecharge is a payment app as well as an investment loan and credit card application, through which you can invest in SIP, Express FD, Mutual Funds and Digital Gold along with recharge.
Apart from this, like other payment apps, you can use facilities like Mobile Recharge, Bill Payment, Send Money, Scan and Pay.
Conclusion
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